Rental

Stage 1

Commercial Property & Loan Details

Enter details for your commercial property investment including purchase price, loan terms, and property specifications.

Property Purchase Price (£)

Property Address

Property Type

Total Building Area (sq ft)

Current Tenant Occupancy (%)

Property Deposit (%)

Loan Amount (£)

Loan Interest Rate (% per year)

%

Loan Term (years)

Loan Repayment Type

Loan Repayment Amount (£/year) 📊 Auto-calculated

Stage 2

Purchase Costs & One-off Fees

Enter all ONE-TIME costs associated with the property purchase including stamp duty, legal fees, and renovation costs.

Property Valuation (£ - one-time cost) 📊 Auto-calculated

Stamp Duty (£ - one-time cost) 📊 Auto-calculated

Legal Fees (£ - one-time cost)

Survey Fees (£ - one-time cost)

Broker Fees (£ - one-time cost)

Renovation Costs (£ - one-time cost)

Other Costs (£ - one-time cost)

Stage 3

Revenue Streams

Enter all revenue sources from tenants and the property. All amounts should be ANNUAL figures including rent, service charges, and other income.

Annual Rental Income from Tenants (£/year)

Annual Service Charges from Tenants (£/year)

Annual Insurance Premiums from Tenants (£/year)

Other Annual Revenue (£/year)

Stage 4

Landlord Operating Costs

Enter Fixed and Variable costs NOT recoverable from service charges. All amounts should be ANNUAL figures for costs you bear as the landlord.

Fixed Costs (Annual)

Mortgage Repayment (£/year) 📊 Auto-filled

Building Insurance (£/year - if not S/C recoverable)

Maintenance & Repairs (£/year - if not S/C recoverable)

Business Rates (£/year - if not tenant-borne)

Management Fees (£/year - if not S/C recoverable)

Other Fixed Costs (£/year)

Variable Costs (Annual)

Non-S/C Utilities (£/year - Common areas, etc.)

Vacant Unit Running Costs (£/year)

Letting/Leasing Fees (£/year)

Other Variable Costs (£/year)

Stage 5

Analysis & Projections

Set projection parameters for multi-year analysis. Default rates are based on current UK commercial property market standards.

Annual Rent Growth (%) - Recommended: 5%

Fixed Costs Growth (%) - Recommended: 3%

Variable Costs Growth (%)

Property Appreciation (%)

Analysis Period (years)

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Break-Even Analysis Calculator